SMEP MFB Insurance Loans shall be accessed by all Kenyans who open an account with SMEP.

General Eligibility criteria

The applicant for IPF Loan shall meet the following criteria. The applicant must:

  • Be a Kenyan citizen.
  • Be at least 18 years of age and not above 70 years of age at entry.
  • Get a quotation/ invoice from an insurer or Insurance Agent.
  • An account holder with SMEP MFB

Loan Size
A minimum of ksh.15,000  and a maximum of ksh.1,000,000

Loan Period: 3months – 10 month for micro loans.

Grace Period: no grace period

Repayment frequency: Monthly repayment plan.


  • Copy of ID
  • Copy of KRA Pin
  • Copy of logbook
  • Premium Quotation
  • IPF loan form
  • Valuation report/slip
  • The 1st installment



+254 711 606900

Customer Care pilot line:

+254 20 2673327-8

+254 20 2055761

+254 20 3572799

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SMEP MFB Latest Events


7TH Annual General Meeting

Jun 29, 2018
All Saints Cathedral