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SMEP is a Christian Microfinance Bank with a nation-wide presence, licensed and regulated by the Central Bank of Kenya

MISSION: To improve the quality of life of our consumer through the provision of competitive market driven solutions

VISION: To be a model Christian provider of financial solutions that transforms the lives of the poor in Kenya and beyond.

SMEP offers unlimited opportunities for career development in the area of Micro finance and SME banking. Our Human Resource Management is keen to attract skilful candidates that have capacity to learn new concepts, grow the Company, Customers and Staff, building on creativity and innovativeness to achieve high level productivity.

 Click on the link below to download the job application form.

Job Application Form

CURRENT JOB OPENINGS

SMEP Microfinance Bank Limited, a Christian based bank regulated by the Central Bank of Kenya, invites applications from interested and suitably qualified candidates to fill the positions of:

 1) HEAD OF BUSINESS DEVELOPMENT & MARKETING – HBDM/1/5/HRD/2015

The main purpose for the job is to undertake the marketing and promotion of the company’s products and services in accordance with the company’s plans in order to meet targets for growth and to contribute to company profitability. It is also responsible for developing appropriate products and marketing strategies for the company to win new business at the appropriate margin. 

 Duties and responsibilities

Reporting to the CEO the successful candidate will be expected to handle the following: -

 

·         Strategic and Business Management

-          Take the lead in the formulation, development and review of marketing policies and strategies that optimize sales of company services

-          Develop concept papers, proposals and expression of interest to support new product and business growth and development. 

-          Provide business development and marketing support to branch offices as required from time to time

-          Support the preparation of budgets and monitor expenditure for the unit.

-          Ensure periodic reviews of the performance of the company’s products.

-          Support the development and implementation of a corporate public relations and communications strategy for the company.

-          Support the branches in deposit mobilization activities and initiatives

·         Marketing and Sales Management

-          Develop and execute marketing plans, and programs both short and long term to ensure market share growth

-          Coordinate products promotional activities and events with appointed agencies and ensure adherence to company and product guidelines

-          Prepare and present to the Management regular sales and marketing status reports as required.

-          Participate in development of pricing strategies, balancing firm objectives and customer satisfaction.

-          Evaluate the financial aspects of product development, including the product’s budgets, expenditures, research and development appropriations, return-on-investment, and profit-loss projections.

-          Facilitate periodic market research studies to support product and service delivery and business development.

-          Undertake periodic analysis of business performance and table marketing reports for the Management, and assist in formulating and coordinating marketing activities and policies to promote products and services.

·         Product and Brand Development and Management

-          Conduct market research, intelligence and analysis in order to develop new and competitive product

-          Monitor competing products and services in the market and advise SMEP for necessary action.

-          Assist in branding of the company to achieve a competitive niche in the market

·         Customer Service and Relationship Management

-          Develop and maintain an effective customer liaison program for the company.

-          Develop and ensure implementation of effective customer care mechanism that ensures responsiveness to customers’ expectation

·         Perform any other duties assigned by the management/supervisor from time to time

 

Qualifications and competencies

·         Masters in Business Administration degree with a bias in Marketing  

·         Post graduate diploma in Communications and Public Relations, Management, or Leadership

·         Member of Chartered Institute of Marketing, PR or Communications

·         Have 3 years relevant work experience preferably in a financial/microfinance environment

·         Be aged between 35-45 years

·         Applicants must be committed Christians

 

Other key skills - Posses a demonstrated ability in strategy formulation, excellent public relations and communication skills, a team player with excellent managerial, organization and interpersonal skills including ICT skills

 

2)     2)  HEAD OF FINANCE – HOF/2/5/HRD/2015

The role of the position is to undertake the financial management functions of the bank. This includes providing leadership and strategic direction to the finance function of the bank, provide efficient, timely and accurate financial management information and expertise to enable timely management decision-making and safeguard the bank’s assets from loss arising from fraud or error and ensure compliance with organizational policies and regulatory requirements.

 

Duties and responsibilities

Reporting to the CEO, the successful candidate will be expected to handle the following: -

 

        Support the development and implementation of the company’s strategic and business plan through allocation of financial resources to ensure proper management of financial resources and assets of the company.

        Manage the utilisation of company finances according to established policies, plans and procedures.                                                                                     

        Assist in carrying out financial planning using projection models and other financial tools and disseminate the information to the various stakeholders within and without the organization.

        Monitor performance against financial plans and provide relevant and timely information to the Board, Senior Management, Departments, and other stakeholders.

        Provide accurate and timely periodic financial reports and other reports to the various stakeholders as per policy or on need basis; prepare reports for management, directors, auditors, regulators, government agencies and departments including for tax compliance purposes.

        Coordinate with the external auditors to ensure timely and expeditious facilitation external auditing requirement and statutory reporting of financial performance.

        Manage the preparation of financial proposals and related supporting documentation for donor funding, external financiers, commercial financing, regulatory and government authorities, external auditors, and financial consultants as needed.

        Implement policies and procedures to guide the management of the investment portfolios in the bank.

        Provide, on need basis, financial information to internal customers for use in their various departments and act as liaison for the finance department.

        Ensure reliability and integrity of financial and operating information systems

        Assist in the supervision of budget preparation and consolidation of annual projections

        Manage balance between risk and return by maintaining a positive spread between the interest rates on earning assets and the interest cost of funds

        Manage all payments, and collection & banking of revenue

        Manage all capital expenditure and procurement for the bank

        Oversee funding requirements and liquidity management of the bank

        Safeguard cash balances and oversee inter branch transfers

        Ensure proper custody of security, deeds and other important documents

        Ensure that the organisation does not suffer financial loss through fraud and error by ensuring that assets are safeguarded and by closely maintaining and monitoring efficient and adequate internal control systems

        Supervise the running of the finance department to ensure adherence to bank’s policies, procedures and regulations.                                                                                    

        Ensure that the organisation is continuing to meet the grant compliance requirements and act as the liaison person with donors for financial reporting of grants.  

        Ensure compliance with laid down conditions and terms pertaining to loan agreements with external financiers.

        Perform any other duties as may be assigned by the Chief Executive Officer and/or Management from time to time

 

Qualifications and competencies

·         Masters degree in Business Administration (Accounting/Finance)

·         Bachelor’s degree in Commerce (Accounting option) or Finance/Business Administration/Economics or related field. Training in microfinance or banking field will be an added advantage

·         Must be a CPA (K) or ACCA or CFA finalist in related accounting, finance or audit field

·         Member of a professional body e.g. ICPAK

·         Have 5 years relevant work experience 3 of which in a similar position preferably in a financial environment. Hands on experience with T24  emerge is an added advantage

·         Be aged between 35-45 years

·         Applicants must be committed Christians

 

Other key skillsposses strong analytical and numeracy skills, ability to think & plan strategically, excellent report writing, communication & presentation skills, self motivated and a team player with demonstrable managerial & organization skills; leadership and interpersonal skills including ICT skills

 

3)      3) HEAD OF CREDIT – HOC/3/5/HRD/2015

The position is responsible for protecting the company’s finances by ensuring prudent credit policies and procedures are in place to efficiently and effectively mitigate risk by controlling credit and managing the debts owed by customers to ensure profitability. The job may involve lots of travel within the country and requires a flexible person.

 

Duties and responsibilities

Reporting to the CEO the successful candidate will be expected to handle the following: -

 

·         Facilitate the formulation, implementation, review and ensure compliance to credit strategies,  policies and procedures

·         Manage the Microfinance credit function efficiently and effectively to ensure profitability and risk mitigation

·         Developing credit products through the evaluation of customer needs and activities in liaison with the Operations / business development department

·         Undertake risk management through monitoring and administration of credit performance through reports and returns from the branch network

·         Develop and maintain business relationships with key customers and stakeholders in order to maintain and create business opportunities and help in monitoring customers’ credit rating with banks and credit reference agencies

·         Providing support to the branches on credit matters

·         Responsible for ensuring a strong portfolio quality and control of the credit book

·         Responsible for credit administration by setting terms of credit and ensure timely repayment by customers

·         Manage a team of credit analysts or accounting technicians

·         Negotiate repayment plans and discontinue credit to late-paying business customers

·         Responsible for initiating legal action to recover debts if necessary and dealing with cases of insolvency – meeting other creditors, arranging for goods to be recovered, or arranging for a liquidator to sell off a defaulter’s assets.

·         Perform any other function/duty as may be assigned/directed by management from time to time

 

Qualifications and competencies

·         Masters degree in Business Administration /Finance/Economics

·         Postgraduate qualification in credit management or a BTEC National Diploma or HND or credit

·         Member of AKIB and AICM

·         Have 5 years relevant work experience 3 of which in a similar position preferably in a financial environment. Hands on experience with T24  emerge is an added advantage

·         Be aged between 35 – 45 years

·         Applicants must be committed Christians

 

Other Key SkillsPosses strong analytical and numeracy skills, experience in credit control and a working knowledge of credit law, ability to assess risk, excellent written and communication skills, a team player with demonstrable managerial, organization and interpersonal skills including ICT skills.

 

4)      4) BRAND MANAGER – BM/4/5/HRD/2015

The main purpose for the job is to provide leadership and direction in marketing and promotion of the company’s products and services in order to enhance growth and presence in the market leading to increased company profitability. The job may involve lots of travel within the country and requires a flexible person.

 

Duties and responsibilities

Reporting to the Head of Business Development & Marketing the successful candidate will be expected to carry out the following: -

 

·         Formulate, develop and review marketing policies and strategies that optimize sales of company services

·         Develop and execute marketing plans, and programs both short and long term to ensure market share growth

·         Ensure effective control of marketing results and corrective action to achieve marketing objectives within set targets and budgets

·         Conduct market research, intelligence and analysis in order to develop competitive product pricing plans

·         Coordinate products promotional activities and events with appointed agencies and ensure adherence to company and product guidelines

·         Develop and ensure implementation of effective customer care mechanism that ensures responsiveness to customers’ expectation

·         Coordinate preparation of budgets and control expenditure

·         Prepare and present to the Management regular sales and marketing status reports.

·         Provide leadership, staff development and ensure an environment of discipline and team work

·         Perform any other function as may be directed by management from time to time

 

Qualifications and competencies

·         Bachelor’s degree with a bias in Marketing

·         Post graduate diploma in Marketing or Public Relations

·         Member of Chartered Institute of Marketing, PR or Communications

·         Have 3 years relevant work experience preferably in a financial/microfinance environment

·         Be aged between 30-40 years

·         Applicants must be committed Christians

Other key skills - Posses a demonstrated ability in strategy formulation, mature & self-driven with a positive outlook, excellent public relations skills and emphatic communicator. Must have a clear focus on high quality and business profit also a natural forward planner who critically assesses own performance, a team player with excellent managerial and interpersonal skills including ICT skills

 

HOW TO APPLY

 

Qualified and interested candidates who meet the above criteria should download the

“Job Application Form” at www.smep.co.ke/opportunities, and send their filled applications to This e-mail address is being protected from spambots. You need JavaScript enabled to view it on or before 30th May, 2015. Only shortlisted candidates will be contacted. 


 

Supply Adverts

SMEP Microfinance Bank invites tenders from interested bidders for the supply of the following:

 

No Tender invitations at this time.

 

 

 


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