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Latest News

New Branch Opened

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SMEP Microfinance Bank opens a new branch in Kawangware housed in Bora Bora center 


Access Your Account ANYWHERE ANYTIME through your Phone!

Access Your Account ANYWHERE ANYTIME through your Phone! Money transfer and Account information has been made easy through the SMEP mobile service. At the comfort of your home or business place, you can access your bank account. For more information contact the customer care or your nearest SMEP Branch....



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Creativity and Innovation in SME BankingSMEP DTM now offers world-wide ATM services though our FethaLink service in Collaboration with Cooperative Bank. Our ATM cards are VISA enabled and you can access money through any VISA ATM country wide and internationally, as well pay for goods and services at ANY VISA...


Welcome to SMEP Microfinance Bank


The journey of SMEP MICROFINANCE BANK spanning nearly four decades has been a remarkable one. The noble idea of starting a micro-finance was born in 1975 when the National Council of Churches of Kenya (NCCK) embarked on a project to feed the children of the commercial sex workers in Mathare Valley, Nairobi. Their children were acutely malnourished and the need for an intervention to salvage the health of these young ones was necessary. As with any donor funded programme, the need for sustainability emerged as it was clear that the nutritional support was turning the families into dependents. As a famous philosopher wisely said, “Give a bowl of rice to a man and you will feed him for a day. Teach him how to grow his own rice and you will save his life.” The project was redesigned and focused on giving small loans to the mothers (commercial sex workers) which they invested in small-scale businesses. Following the success of this project, NCCK registered the company SMEP (Small and Micro-enterprise Programme) in 1999 to undertake this work in a more targeted and strategic manner. SMEP became a public deposit taking microfinance institution) in 2010 and in 2013 SMEP DTM changed its name to SMEP Microfinance Bank as per The Microfinance Amendment Act 2013 which defined“ deposit taking microfinance business” as “microfinance bank business”  Read more

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